Transit Insurance
Protect your goods against loss, damage, and theft in transit. Buy cover online in minutes — no excess, no annual policy, up to AUD 100,000 per consignment.
Underwritten by Assetinsure & HDI Global Specialty SE
20+ years freight claims management experience
AFSL 549662
What It Covers
FreightInsure is a per-shipment transit insurance policy for Australian businesses. Each policy covers a single consignment from pickup to delivery. If your goods are lost, damaged, or stolen in transit, the insurer assesses and pays the claim directly to you — subject to policy terms.
Before purchasing, read the Product Disclosure Statement.
Up to AUD 100,000 per consignment
Shipments originating from Australia: up to AUD 50,000
If your consignment doesn't arrive, the declared value of your goods is claimable, subject to policy terms.
Damage during handling, loading, or transit — from pickup to delivery — is covered.
Cover applies if your goods are stolen before delivery is completed.
How It Works
Step 1
Enter your goods type, declared value, and destination. Takes under a minute.
Step 2
Your premium is calculated instantly from your declared value. Pay securely online.
Step 3
Your policy is issued immediately. A policy schedule and tax invoice arrive in your inbox before your goods leave.
How It's Different
When goods are lost or damaged in transit, most shippers assume their carrier will cover it. In practice, carriers limit their liability, often to a fraction of what the goods are actually worth, and only pay if they can be proven at fault. That's a high bar most claimants don't clear.
FreightInsure is a separate insurance policy held by you. It pays based on the declared value of your goods, not on whether the carrier admits fault.
Your carrier's terms limit what they owe you.
Payouts depend on what they decide, not what you lost.
Cover is capped, often well below your goods' value.
Claims take weeks, with no guaranteed outcome.
You hold the policy, not your carrier.
No excess. Pays based on your declared goods value.
Up to $100,000 cover per consignment.
5 business day claims target.
Cover is subject to correct packaging. Read the packaging guidelines before shipping.
Dominique Mimnagh
Director, 2Magpies
Why FreightInsure
When something goes wrong, the claim is lodged directly with FreightInsure. Our freight-native team manages assessment and settlement end-to-end. No excess. Resolved in days.
100k
Fast, fair resolutions that protect both freight and reputations.
20+
More than two decades of freight claims experience behind every policy decision.
89%
Confidence restored, with claims paid in days, not months
FAQs
Transit insurance is a policy that covers your goods against loss, damage, and theft while they are being transported. Unlike carrier liability — which is limited, fault-based, and held by the carrier — transit insurance is a policy you hold, covering the full declared value of your goods from pickup to delivery, subject to policy terms.
Your premium is calculated as a percentage of your goods' declared value. The exact rate depends on the type of goods and destination. You can get an instant quote by entering your shipment details — no broker, no phone call required.
No. FreightInsure has no excess. The full declared value of your goods is claimable from dollar one, subject to policy terms. Traditional marine insurance typically carries excesses of $1,000 or more, which means most everyday freight claims are never paid.
The terms are used interchangeably in Australia. Both refer to a policy that covers goods in transit against loss, damage, or theft. FreightInsure offers per-shipment cover — you buy a policy for each individual consignment, rather than taking out an annual policy.
Yes. Correct packaging is a condition of cover. Read the FreightInsure packaging guidelines before shipping to make sure your goods are claimable under the policy.
The target is to resolve claims within 5 business days of receiving all required documentation. Claims are managed by FreightSafe, which has over 20 years of freight claims experience in Australia.
FreightInsure covers domestic Australian shipments and international shipments originating from Australia and NZ, up to AUD 50,000 for international cover. Eligibility is limited to Australian entities and residents. Cover cannot be purchased cross-border.
FreightInsure policies are underwritten by Assetinsure Pty Ltd (AFSL 448403) and HDI Global Specialty SE (AFSL 458776). FreightInsure Pty Ltd (ABN 56 659 137 550; AFSL 549662) acts as agent on their behalf.
A single-shipment policy is purchased per consignment. If you ship regularly and want a more efficient arrangement, speak to our team about a business account.
