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Cargo Liability Insurance
Cargo Liability lets freight carriers offer branded transit protection to customers — with FreightInsure’s insurance underneath and their own price on top.
This is general information only and does not take into account your personal circumstances. Please read the Product Disclosure Statement before making a purchase decision.
The Problem
Whether or not it’s your fault, when goods are lost or damaged, the call comes to you. Most carriers absorb the cost or dispute the claim. Cargo Liability is a third option.
What It Does
Your customers never see FreightInsure. They see your product — your name, your terms, your warranty. Behind it is a per-consignment insurance policy issued by FreightInsure for each shipment. The insurance is ours. The product is yours.
How It Works
You set the retail price
Buy cover from FreightInsure at wholesale. Charge your customers what you choose. The margin between your cost and your price is yours to keep.
Fully under your brand
Your customers never see FreightInsure. They see your transit protection product — your name, your terms, your relationship.
FreightInsure manages every claim
When a customer claims under your warranty, FreightInsure manages the process end-to-end — assessment, resolution, and settlement where the claim meets the policy terms.
Why FreightInsure
Your customer claims under your warranty. FreightInsure manages the process end-to-end — assessment, settlement, payout — on your behalf. No excess. Resolved in days. Your team stays focused on freight.
100k
Fast, fair resolutions that protect both freight and reputations.
20+
More than two decades of freight claims experience behind every policy decision.
89%
Confidence restored, with claims paid in days, not months
Integrations
Cargo Liability integrates via API into your TMS or booking platform. No migration. No rebuilds. Cover is issued per consignment at the point of booking — inside your existing flow.
API-first REST endpoints, webhooks, and sandbox access from day one
Live in weeks, not months Dedicated technical onboarding included
White-label ready Your brand, your UX, our insurance infrastructure underneath
Claims paid from dollar one. Whatever the value of your goods, you get it back.
Cover exactly what you're sending, right now. No annual policy. No minimum spend.
Lodge online. Get assessed. No back-and-forth, no fine print designed to trip you up.
Built on 20+ years of freight claims experience.
FAQs
Find answers to FAQs about shipping insurance for senders of freight.
On Goods In Transit, your customer buys the insurance policy directly — they are the insured party and you earn a commission. On Cargo Liability, you purchase the policy to cover your own liability as a carrier — you are the insured party, and you sell your own branded warranty to your customers at a price you set.
Only if you want them to. Cargo Liability is designed to be fully white-labelled — your customers see your product name and your terms. FreightInsure is the insurance infrastructure behind it.
No. You're the distribution channel. FreightInsure holds the AFSL, underwrites the policy, and manages every claim. Your obligation is to offer transit protection to your customers — the insurance obligations are ours.
Your warranty. When something goes wrong, your customer lodges a claim against the transit protection product you've sold them. FreightInsure then manages that claim on your behalf and settles it directly with your customer.
No. Claims are assessed from dollar one. There is no excess payable by the insured.
Cargo Liability is a per-consignment product — it can be offered on individual shipments. How you present it to customers — whether embedded as standard or offered as an option — is your commercial decision.
Most carriers are live within two to three weeks. FreightInsure provides a dedicated onboarding partner and full API documentation. Your team configures, not builds.
